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Guidelines in Applying for a Personal Loan

Guidelines in Applying for a Personal Loan People have various reasons for applying for a personal loan. Some are in need of emergency cash for paying their utilities or medical bills. Some need it for...

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How To Save Money On Gifts

How To Save Money On Gifts Giving gifts does not have to be spendthrift. As the old adage goes, "It is the thought that counts". This goes to show that people can start cutting back on gifts that would...

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Retirement And Depression

Retirement And Depression It is not at all uncommon for people who have been used to spending a lot of hours at work, to feel useless or as if they aren t worth anything anymore. Retirement is the...

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Less Money And Enjoy More!

Less Money And Enjoy More! Save Money on Groceries Saving Money is one hard task. There are lots of things to be considered, primarily on how to budget your cash on hand that would somehow, if not...

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The Process of Obtaining Payday Loans

The Process of Obtaining Payday Loans Payday loans— also called as cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans—are short-term unsecured loans that can be...

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Of Derogatory Items, DOLA, DOFD and Better Credit Reports

Of Derogatory Items, DOLA, DOFD and Better Credit Reports Negative Items on your Credit Report Your credit report may only just be a piece of paper but it can have a lot of impact on many aspects in...

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DOLA (Date of Last Activity) and DOFD (Date of First Delinquency)

DOLA (Date of Last Activity) and DOFD (Date of First Delinquency) One of the most important things in your credit report is the DOLA or the date of last activity. It can refer to any transaction made...

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Keep Them Handy: Budgeting Tools That Work

Keep Them Handy: Budgeting Tools That Work Budgeting your monthly expenses in order to get the greatest return on your income (and perhaps, even put aside some for saving!) doesn t have to be extremely...

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Retirement Planning For Where You Will Live

Retirement Planning For Where You Will Live There are many things that people plan for when planning their retirement. They plan for the travel they wish to do, to have money for gifts for the...

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Recession-proof Your Family's Entertainment- Low Cost Ways To Have Fun

Recession-proof Your Family s Entertainment- Low Cost Ways To Have Fun Recession does not mean boredom for your family. You do not have to slump down at home trying to sleep the recession away when you...

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How to Protect Yourself from Online Payday Loans Scams

How to Protect Yourself from Online Payday Loans Scams Online payday loans Scams No one doubts the fact that computers and the Internet have made everything simpler. From communication to shopping to...

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Retire On Permanent Holiday

Retire On Permanent Holiday It s quite possible and done often, retirees are using money to live on cruise ships and travel the world. Cruise ships often cost around the same per day as a retirement...

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Avoiding Debt Traps when Taking Out Payday Loans

Avoiding Debt Traps when Taking Out Payday Loans How not to get trapped with payday loans Payday loans are convenient ways to generate cash when you most need it. The application process is quick and...

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Towards a Better Credit Report

Towards a Better Credit Report Now that you know what kind of damaging information will stay on your credit report and pull down your credit score, it is up to you to make your credit report better....

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No Fret Family Budget

No Fret Family Budget For some, the idea of a budget is often a blur. It is frustrating to see how hard it is to do a budget and realizing that with one wrong purchase, you can actually ruin the entire...

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Retirement - I Can't Wait Till We Can

Retirement - I Can t Wait Till We Can There is a trend to the things we all say we want to do during retirement. Whether or not we actually achieve them is another thing. But it is quite amusing to...

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How To Save Money On Utilities

How To Save Money On Utilities Expenses on utilities contribute to most of your household bills. Did you know that you could save a lot of money through your utilities? Here are some pointers to help...

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Sample Letters to Remove Inquiries

Sample Letters to Remove Inquiries If you have reason to believe that a hard inquiry which appeared on your credit was made without your authorization, you should send a letter to the creditor telling...

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Recession's Effects On Your Business And How To Control Them

Recession s Effects On Your Business And How To Control Them The impact of recession can be very damaging not only to households but to businesses as well. Learn about these effects of recession and...

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How To Find Retirement Communities

How To Find Retirement Communities Are you planning for your retirement? If you are expected to retire within the next year or two, you may be on the hunt for retirement communities. With so many...

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