The Credit Counseling Service
The Credit Counseling Service Credit counseling service is very helpful whenever you find yourself no longer in control of your finances. This kind of service is very valuable especially when you are...
View ArticleSoft Inquiries and Hard Inquiries
Soft Inquiries and Hard Inquiries There are two types of inquiries that will appear on your credit report: 1) Soft inquiries, also known as soft pulls and 2) Hard inquiries, also known as hard pulls....
View ArticleGuide To Better Budgeting
Guide To Better Budgeting A budget is basically a money plan, outlining your financial goals. Having a budget, you can well establish and regulate funds, set and achieve your financial objectives, and...
View ArticleMethods Of Saving Money
Methods Of Saving Money Saving is basically putting aside money or a way to utilize your present income for future use. One saves for several reasons such as for a college education, buying a new car,...
View ArticleRecession's Effects On Your Business And How To Control Them
Recession s Effects On Your Business And How To Control Them The impact of recession can be very damaging not only to households but to businesses as well. Learn about these effects of recession and...
View ArticleHow To Save Money On Utilities
How To Save Money On Utilities Expenses on utilities contribute to most of your household bills. Did you know that you could save a lot of money through your utilities? Here are some pointers to help...
View ArticleHow To Save Money On Utilities
How To Save Money On Utilities Expenses on utilities contribute to most of your household bills. Did you know that you could save a lot of money through your utilities? Here are some pointers to help...
View ArticleGuidelines in Applying for a Personal Loan
Guidelines in Applying for a Personal Loan People have various reasons for applying for a personal loan. Some are in need of emergency cash for paying their utilities or medical bills. Some need it for...
View ArticleSample Letters to Remove Inquiries
Sample Letters to Remove Inquiries If you have reason to believe that a hard inquiry which appeared on your credit was made without your authorization, you should send a letter to the creditor telling...
View ArticleHow To Find Retirement Communities
How To Find Retirement Communities Are you planning for your retirement? If you are expected to retire within the next year or two, you may be on the hunt for retirement communities. With so many...
View ArticleHow To Save Money On Gifts
How To Save Money On Gifts Giving gifts does not have to be spendthrift. As the old adage goes, "It is the thought that counts". This goes to show that people can start cutting back on gifts that would...
View ArticleRetirement And Depression
Retirement And Depression It is not at all uncommon for people who have been used to spending a lot of hours at work, to feel useless or as if they aren t worth anything anymore. Retirement is the...
View ArticleLess Money And Enjoy More!
Less Money And Enjoy More! Save Money on Groceries Saving Money is one hard task. There are lots of things to be considered, primarily on how to budget your cash on hand that would somehow, if not...
View ArticleThe Process of Obtaining Payday Loans
The Process of Obtaining Payday Loans Payday loans— also called as cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans—are short-term unsecured loans that can be...
View ArticleOf Derogatory Items, DOLA, DOFD and Better Credit Reports
Of Derogatory Items, DOLA, DOFD and Better Credit Reports Negative Items on your Credit Report Your credit report may only just be a piece of paper but it can have a lot of impact on many aspects in...
View ArticleDOLA (Date of Last Activity) and DOFD (Date of First Delinquency)
DOLA (Date of Last Activity) and DOFD (Date of First Delinquency) One of the most important things in your credit report is the DOLA or the date of last activity. It can refer to any transaction made...
View ArticleKeep Them Handy: Budgeting Tools That Work
Keep Them Handy: Budgeting Tools That Work Budgeting your monthly expenses in order to get the greatest return on your income (and perhaps, even put aside some for saving!) doesn t have to be extremely...
View ArticleRetirement Planning For Where You Will Live
Retirement Planning For Where You Will Live There are many things that people plan for when planning their retirement. They plan for the travel they wish to do, to have money for gifts for the...
View ArticleRecession-proof Your Family's Entertainment- Low Cost Ways To Have Fun
Recession-proof Your Family s Entertainment- Low Cost Ways To Have Fun Recession does not mean boredom for your family. You do not have to slump down at home trying to sleep the recession away when you...
View ArticleHow to Protect Yourself from Online Payday Loans Scams
How to Protect Yourself from Online Payday Loans Scams Online payday loans Scams No one doubts the fact that computers and the Internet have made everything simpler. From communication to shopping to...
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